CDs are FDIC insured up to $250,000 per person, per bank. Find out how to ensure you'll get full FDIC insurance coverage when investing your money in a CD.

As mentioned, CDs issued by credit unions are not FDIC-insured. However, most credit unions belong to the NCUA, which provides up to $250,000 coverage to CDs and other credit union accounts.

The lease that customers sign with the bank states safe deposit boxes are not guaranteed absolute safety. "It was a bank fire. It's something that I never even considered," said Hoiness.

In many cases, FDIC insurance will cover a larger portion of the funds. With joint accounts, the FDIC insurance covers up to $250,000 per co-owner — or $500,000.

Most consumers would benefit from using PayPal alongside a traditional bank rather than as a replacement. PayPal can handle ...

In your answer, you made the statement, "Bank money market funds are not FDIC-insured." I don't know which bank you refer to, but I have four money market funds at four separate savings and loans ...

According to data from FedFis.com, just 139 of the nation’s 4,568 FDIC-insured commercial and savings banks and 4,572 credit unions insured by the National Credit Union Administration, work with ...

The standard FDIC insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC classifies several types of deposit accounts into different ownership ...

FDIC insurance is backed by the full faith and credit of the U.S. government. The FDIC insures up to $250,000 per depositor, per FDIC-insured bank, per ownership category.

What this means is if you have less than $250,000 in your account at an FDIC-insured U.S. bank, you don’t need to live in a constant state of panic. Your money should be safe in the bank.

If you're still not sure how much insurance coverage you have, read the FDIC's brochure "Your Insured Deposit." Get the most current edition, published in 1999, to reflect some rule changes.