Taking out a mortgage to buy a house might be one such ... can affect how you live when you can no longer work. Personal finance is managing your money to cover expenses and save for the future.

You’ll get a decent flat rate on all your spending, as well as a welcome offer and interest-free window. But there are other card options that feature more lucrative flat rate rewards.

Unlike with most cards that require a cash security deposit, applicants may be able to qualify for a credit limit larger than their deposit. Flexible security deposit requirements and a $0 annual ...