Before underwriting, a loan officer or mortgage broker collects credit and financial information for your application. A mortgage underwriter who works for the lender then verifies your identity ...

• Collateral: AI can analyze appraisal reports by reviewing comments, evaluating subject property images and preparing a list ...

GSE loans acquired in the period have higher loan-to-value and debt-to-income ratios and lower credit scores, which Milliman ...

Innovative collaboration enhances underwriting, ensuring faster loan approvals, improved accuracy, and a more transparent experience for homebuyersCHICAGO, Aug. 05, 2025 (GLOBE NEWSWIRE) -- Gateless, ...

For the past few years, Fannie Mae, Freddie Mac and the Federal Housing Finance Agency have investigated suspect fraudulent ...

Metro Detroit's two nationally ranked mortgage lenders had profitable spring homebuying seasons, even as some would-be buyers ...

Most lenders limit the number of co-borrowers on a mortgage. A co-borrower is someone who applies for a loan with at least one other borrower and shares equal responsibility for repaying the debt ...