It can be upsetting to get denied for a credit card, but there are steps you can take to improve your odds of success.

This July 2025, seize exciting credit card promos from BDO, BPI, Metrobank, and HSBC on dining, travel, and shopping.

A guide to dining and restaurant promos for BPI, BDO, Metrobank, and HSBC cardholders this July 2025.

Potential employer credit checks are soft inquiries, which means they won't ding your credit score the way a new credit card application might. Plus, some states have specific rules about what ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation.

Looking to ramp up your credit card reward earnings? Consider these options to maximize your spending and boost your stash of cash back, points and miles.

4. Credit Card Apply Online or Offline There are two primary methods of credit card apply: Online Application: All banks and financial websites provide a simple online form.