Citibank Credit Card Master Trust I's net charge-off rate of 2.70% in April slid from 3.00% in March and 2.80% a year earlier. It's also trailing the 3.15% level recorded five years ago, ...

As a consumer, you have the right to dispute a credit card charge for a variety of reasons. First do your own investigation and try working with the merchant to resolve the issue.

The credit card issuer may have temporarily reversed the disputed charge during the dispute. In this case, you’re not responsible until a decision has been made about the dispute. Step 4 ...

The average interest rate on credit cards was 24.20% as of March 2025, so consider this when you're weighing a purchase by credit card. For instance, suppose you charged a total of $1,000 to your ...

Keep reading to learn how businesses can charge extra when using a credit card. Featured credit card processing offers. Stax. Learn More Via Stax’s website. Monthly fee. $99.

The credit card perks or benefits in this post have changed or expired. Please see our best American Express Cards for current offers. They may look identical, but charge cards and credit cards ...

Whether you were double-billed, overcharged or hit with credit card fraud, disputing a charge on your credit card is one of your rights under the Fair Credit Billing Act. And while it should be ...

Credit card surcharges can’t exceed the cost of accepting the card or 4 percent, whichever is the lower amount, even if it costs the business more than that amount to process your credit card ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. While some people think of charge cards and credit cards as interchangeable, there are key differences ...

So you'll want to aim for a good or excellent credit score (scores of 670 and above) to qualify for a charge card. Credit cards, on the other hand, ...