Citibank Credit Card Master Trust I's net charge-off rate of 2.70% in April slid from 3.00% in March and 2.80% a year earlier. It's also trailing the 3.15% level recorded five years ago, ...

So you'll want to aim for a good or excellent credit score (scores of 670 and above) to qualify for a charge card. Credit cards, on the other hand, ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. While some people think of charge cards and credit cards as interchangeable, there are key differences ...