An interest rate lock agreement will include the rate, the type of loan (such as a 30-year fixed-rate mortgage), the date the lock will expire and any points you might be paying toward the loan.

The new rate for Series I bonds effective on May 1 may not shock you or tantalize you as an investment, but it may give you an alternative to stuffing cash under your mattress — or, even worse ...

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That means I advise buyers to lock their mortgage rate as soon as it’s practical. When you lock the mortgage rate, you secure a guarantee from the lender that it will charge you the agreed-upon ...