Short-term CD accounts could be three months, six months, nine months or up to a year. Long-term CD accounts could be 18 months, three years, five years or longer.

Short-term CDs vs. long-term CDs — which one is better for you Short-term CDs are great for quicker access, while long-term CDs offer more stable growth. Published Mon, Feb 24 2025 ...

November 22, 2023 / 10:11 AM EST / CBS News Short-term CDs offer a lot of unique benefits to savers right now. Getty Images/iStockphoto ...

While many one-year CDs have rates even higher, locking in a slightly lower rate will pay off in the long run. Putting $5,000 in a one-year CD with a rate of 4.40% will earn you nearly $225 in ...

Traditionally, short-term CDs have lower rates than their long-term brothers; the idea being that if you make a shorter commitment, you earn less. That isn’t the case right now, though.

Bank customers often opt for short-term certificates of deposit rather than higher-yielding long-term CDs because they are leery of potentially incurring early-withdrawal fees if they need their ...

Long-Term Financial Goals: 5 or More Years Long-term financial goals have timeframes above five years, and this is where you get the most ambitious. Some long-term financial goal examples are: ...

Learn the best strategies for your short- and long-term investing goals Gina Young is an accomplished finance writer who has written for publications including SuperMoney, Examiner, Lexington Law ...

Short-term trips also give you a longer build-up for a shorter window of vacation, and often the anticipation of experiencing a new place, new waves, or whatever else gets you going to put your ...

Unlike a long-term portfolio, which has a timeline of 10-plus years, the main goal of a short-term portfolio should be to outpace inflation while protecting what you’ve saved.