Your big bank is probably paying you next to nothing in interest. Learn why Americans are switching to high-yield savings ...

On August 5, the FDIC released its list of state nonmember banks evaluated for CRA compliance, covering ratings assigned in May 2025. The ...

Big banks are quietly profiting off your low savings rate. Here's how much it's costing you and how you can fix it in minutes ...

On September 4, the FDIC released its latest evaluations of state nonmember banks for compliance under the CRA. The Financial Institutions Reform, Recovery, and Enforcement Act of 1989 requires ...

FDIC insured at program banks. *The national average annual percentage yield ("APY") is listed as 0.38% as reported by the Federal Deposit Insurance Corporation as of 7/21/2025.

During the Great Depression, from 1930 to 1933, approximately 9,000 banks failed, taking with them $7 billion in depositors’ assets, according to the FDIC. As a result, the Banking Act of 1933 — also ...

Dear Action Line: Considering the recent shenanigans on Wall Street, what is FDIC deposit insurance and can I count on it if my bank fails?— M.T., Tulsa.

A top U.S. bank regulator added two banks with combined assets of roughly $84 billion to its so-called "problem bank" list in the third quarter, while overall industry profits dipped 8.6%, the ...

The FDIC insurance coverage limit at most banks is $250,000 per depositor, per bank, per ownership category. Ownership categories include single accounts, joint accounts and trust accounts.