We look at the guarantees within whole life insurance policies and options for accessing the cash value. Here are ways to decide if whole life is right for you.

Pros of whole life insurance. Whole life policies provide benefits that may meet your insurance needs, such as: Insurance coverage is lifelong with a fixed premium and death benefit.

Permanent life insurance lasts until death and can build cash value over time, with some significant tax benefits. But it isn’t right for everyone.

KINGSTON, Jamaica — The Ministry of Culture, Gender, Entertainment and Sport has officially signed a multi-million dollar contract with Guardian Life Limited, solidifying their partnership to ...

No medical exam life insurance is a type of coverage that uses medical records and other digital resources to determine eligibility. These are our top picks for best no-exam life insurance.

Life insurance collateral loans typically have lower interest rates than you would get with a personal loan or credit card. While rates vary, they typically fall within the range of 6% to 8%, ...

Generally, term life insurance is more affordable than whole life insurance. It's active for a set period — between 10 and 30 years — and doesn't offer any payout if you outlive the term.

Mortgage life insurance is a policy that pays your mortgage debt if you die. While your home is safe for your family, it’s not always the best life insurance ...

Credit life insurance is a policy designed to pay off a borrower's debt if the borrower dies. Learn how it works and more about the pros and cons.

Term life insurance. Term life insurance covers you for a set period of time, usually 10, 20 or 30 years. If you die within this time frame, your beneficiaries will be paid the amount specified in ...

AAA earned 3 stars out of 5 for overall performance. AAA Life Insurance Company was founded in 1969 by AAA, the group of motor clubs best known for emergency roadside assistance and travel services.

American Family Life Insurance Review. While many people think of life insurance as a death benefit, at its core, purchasing life insurance is an investment in an uncertain future.