To see how 3-month CDs compare to CDs with other term lengths, check out our overall best CD rates. The national average bank interest rate for 3-month CDs is 1.41% APY according to the FDIC ...

Certificates of deposits, or CDs, are another savings option. If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5%, depending on the institution. Here are our top picks.

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

CD rates are fixed, so your returns stay the same ... First National Bank of America and Connexus Credit Union. *APYs as of April 3, 2025, based on the banks we track at CNET.

Want another CD? Compare the best CD rates this month Your 3 choices during the grace period 1. Withdraw your CD funds and transfer them into a different account This gives you the chance to ...

In March 1980, six-month CD rates averaged 17.74% APY, and the rate rose to 17.98% in August 1981. At the same time, the average 3-month CD rate hit 18.65%. But these historically high interest ...

So be sure to compare the best CD rates for whatever term you'd like. 3. Not making a plan for your maturity date When a CD matures, you have a certain amount of time (usually 10 days) to decide ...

Cashing out a CD early will cost you a penalty ... in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults ...