Right now, you can open a 3-year CD with much higher rates than average CD rate, which is 1.31% annual percentage yield. You can find the best 3-year CD rates from online financial institutions.

If you're looking for a very short-term CD, a 3-month CD might be the right choice for you. You won't find 3-month CDs as easily as 6-month or 1-year CDs, as not every financial institution ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Certificates of deposits, or CDs, are another savings option. If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5%, depending on the institution. Here are our top picks.

The average 3-year CD rate today is 1.40% APY, however, many 3-year CDs offer higher rates, with the highest above 5%. A 3-year CD can be a good option if you want your money to grow steadily for ...