How to choose between a fixed or variable interest rate. Keep the following things in mind when deciding whether to open a fixed- or variable-rate savings account. Risk tolerance.

Good savings account interest rates are usually several times higher than the national average savings rate. As of June 2025, the average saving rate published by the FDIC is 0.38%, so a good rate ...

How much interest you can earn, however, depends on where savings rates currently stand. The national average savings account interest rate is 0.38% as of June 18, 2025, according to the latest ...

Interest rate forecast 2026. Economists anticipate interest rates will drift lower at a slower pace in 2026. The FOMC projects fed funds rates of 2.9% at year-end 2026 and 2027.

If you hope to earn high interest on money you set aside in a certificate of deposit (CD), you’ll want to consider opening an account soon. CD rates have been slowly decreasing since late 2024 ...

An interest rate is the cost of borrowing money or the premium you get for lending money. Learn how interest rates affect the economy. S&P 500 +---% | Stock Advisor +---% Join The ...

Best high-yield checking accounts of July 2025: Earn up to 5.15% APY If you want to maximize that money sitting in your checking account, these accounts are for you.

The Fed trimmed a key interest rate by a quarter percentage point, its third straight rate cut. But it forecast fewer 2025 cuts amid inflation uptick.

For example, if you had a $30,000 loan, you'd save $468 in interest over 10 years by going from a 7.5% rate to a 7.25% rate. Some private lenders also offer rate discounts for other reasons.

Inflation is slowing — but so is the job market. The rate cut on Wednesday comes as the annual inflation rate has fallen sharply, to 2.5% last month, from a peak of 9.1% in June 2022.

The Federal Reserve sets the federal funds target rate, also known as the fed funds rate, which is the interest rate at which commercial banks lend to each other overnight. Below, CNBC Select ...

Low-interest personal loans offer interest rates that are below current averages, leading to significant savings for borrowers. Find out how to get the best low-rate loans.