Commercial umbrella insurance offers an extra layer of liability protection for your business. Here's how it works and how much to expect to pay.

Coverage for belongings is only for specific perils listed in the insurance policy, like to HO-3. HO-7 policies insure these types of structures: Single and double-wide manufactured homes; ...

Also known as basic form homeowners insurance, the HO-1 policy provides bare-bones coverage for only 10 specific perils, ...

Naming your landlord as an interested party on your insurance policy is straightforward, but the process may differ slightly by insurance company. Most renters insurance companies, including State ...

A $100,000 10-year term life insurance policy costs an average of $7 per month, or $84 per year, for a 30-year-old, healthy nonsmoker. Buying life insurance at a younger age can reduce how much ...

How much you can borrow from a life insurance policy varies by insurer, but the maximum policy loan amount is typically at least 90% of the cash value, with no minimum. When you take out a policy loan ...

Life insurance is an important part of your financial plan, and the price of a policy doesn't have to strain your budget. Getty Images When it comes to insurance coverage, you're likely aware of ...

Home insurance providers may deny you coverage or cancel your policy if you live in a region with widespread losses, you haven’t paid your policy, or you’ve filed too many claims.

Cons of taking out cash from a life insurance policy. A lower death benefit: Withdrawing funds reduces the amount of your cash value and your policy's death benefit. Similarly, ...

Olsen: Your insurance policy is only written to protect the home at its pre-renovation value.It’s important that you contact your insurance agent after renovations are completed to do a new ...

Learn how to calculate how much life insurance you need and how much it costs, and find out what a life insurance policy will cover if your family has to rely on it.

A $500,000 10-year term life insurance policy costs an average of $12 per month for a healthy 30-year-old who doesn’t smoke. Term life insurance is usually less expensive than whole or universal ...