Best universal life insurance company among insurers we analyzed. Some riders, such as accelerated death benefits for terminal illness, are included in select permanent life insurance policies.

Let's explore how cash value life insurance works, its benefits, and whether it is right for you. Image source: Getty Images. There are two main categories of life insurance: permanent and term.

Providing employees with benefits such as life insurance and short- and long-term disability can help provide a sense of job security in the event of illness or injury. But for small businesses, ...