One bank is promising depositors $25,000 just for opening an investment account — and a handful of others are offering sign-up bonuses in the $2,000-to-$5,000 range. But, as you can imagine ...

Your daily limit can vary based on who you bank with and what type of account you have. A standard Chase debit card, for example, comes with a $5,000 daily spending limit, a $3,000 in-branch ATM ...

There are no fees, and you only need to deposit $5 or more to open an account. Beyond that first $1,000, however, you're going to earn a rock-bottom APY. Let's say you have $10,000 in savings.

Now, you can park your cash with Apple and earn 4.15 percent on it, which is a lot more than it will earn sitting at the local First Bank of Wherever You Live.So, if you buy an iPhone from Apple ...

Aly J. Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. "There are a ...