A higher credit score won’t just improve your ability to get a new credit card, it will also affect the rates you’re offered on other financial products, like car loans and mortgages.

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It’s also a good idea to add your card to your phone’s digital wallet, so you’ll have access if you forget your wallet. If this card is with a new bank, set up a username and password via ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Most credit cards are assigned a fixed credit limit when you open the account. This line of credit ...

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