After reaching a peak of 7.04% in January 2025, mortgage rates retreated to the mid-6% range in March but then reversed ...

Mortgage refinance rates fluctuate daily based on a range of economic and political factors. For more insights on where rates might be headed, check out our weekly mortgage rate forecast.

Looking to take advantage of low interest rates, many non-profit hospitals and health systems have rushed to refinance old bonds.

Several benchmark refinance rates have moved down. If you're shopping for the best refinance rate, keep an eye out for lower rates.

Why now isn't a good time to refinance your mortgage "If [your] current rate is already low, the savings from today's rates won't justify the closing costs," Glick cautions.

If your mortgage rate is 1% higher than today's rates, a refinance might be worth it.

Several important refinance rates have moved down. Refinance rates change daily, but experts say rates could inch down in the coming months.

Continuing to fall from a recent 10-month high, 30-year refi mortgage rates have seen another bold drop. Rates declined for many other refi loan types as well.

See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

Check our interactive map to find today's average 30-year mortgage refinance rate for any U.S. state. Right now, the cheapest refi states are New York, California, and Florida.

Mortgage refinance rates change daily depending on multiple economic and political factors. Check out our weekly mortgage rate forecast for expert predictions on where rates are headed.

When will inflation be low enough for mortgage rates to drop? While inflation doesn't directly cause mortgage rates to rise, there is a correlation between the two.