Are Rates Low Enough to Consider Refinancing? Today's Mortgage Refi Rates, July 7, 2025 If your mortgage rate is 1% higher than today's averages, a refinance might be worth it. Here's what to know.

Refinance rate forecast for 2025 Most housing forecasts still call for a modest decline in mortgage rates, with average 30-year fixed rates expected to end the year around below 6.5%.

Mortgage refinance rates fluctuate daily based on a range of economic and political factors. For more insights on where rates might be headed, check out our weekly mortgage rate forecast.

Mortgage refinance rates fluctuate daily based on a range of economic and political factors. For more insights on where rates might be headed, check out our weekly mortgage rate forecast.

See today's average mortgage rates for a 30-year fixed mortgage, 15-year fixed, jumbo loans, refinance rates and more — including up-to-date rate news.

Rates on 30-year refi loans have dropped almost a tenth of a point over three days to a new April low. Rates have also moved lower for other refinance loan types.

Mortgage rates have fallen for two consecutive days, lowering the flagship average to its cheapest level in 11 weeks. Rates dropped for several other loan types as well.

Discover today's competitive refinance interest rates. Stay informed with expert insights on the latest trends, tips, and market analysis. Find the best refinancing options tailored to your needs ...

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Mortgage rates turned upward this week after falling the previous five weeks in a row.The 30-year fixed-rate mortgage ...

The 30-year rate’s low point this year was in early April when it briefly dipped to 6.62%. Mortgage rates have now fallen four weeks in a row, reflecting the recent pullback in bond yields.