Avoid costly tax mistakes with your IRA. Learn how skipping IRS Form 8606 cost one investor $50,000—and how you can protect ...

Roth IRA accounts are funded with after-tax dollars and grow tax-free, and money can be withdrawn for educational purposes without a penalty — though you’ll still have to pay income taxes.

A Roth IRA can be used as a savings vehicle for college. You can withdraw your Roth contributions at any time without penalty ...

There are some scenarios, however, in which a Roth IRA makes less financial sense than a regular individual retirement account funded with tax-deductible contributions.

For Roth IRA contributions, the income phaseout range increases to $150,000–$165,000 for singles and heads of household, and to $236,000–$246,000 for married couples filing jointly.

Otherwise, the IRS limits contributions based on their earned income. Roth or traditional? Deciding whether to open a Roth or traditional IRA depends on your tax situation and financial goals.

Heffalump traps may be imaginary, but Roth IRA pitfalls are very real. They could upend your retirement if you're unaware of them.

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

For most married joint filers, they begin at $230,000 for 2024 and $236,000 for 2025. The deadline for traditional and Roth IRA contributions is the April tax deadline of the following year.

These top gold IRA companies reviewed by CNBC Select offer a variety of initial purchase requirements, transparent fees and useful educational resources.