You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

Required minimum distributions (RMDs) are a way for the IRS to ensure it receives some money after allowing you to deduct ...

Turning 73 in 2025: For the first year you're subject to RMDs only, you can wait until April 1 of the following years to take ...

Required minimum distributions (RMDs) on tax-deferred retirement accounts start at age 73 for individuals born between 1951 and 1959. The Secure 2.0 Act eliminated RMDs on Roth 401(k) plans and Roth ...

The most common way to use required minimum distributions is to cover everyday living expenses. If you don’t require the money to cover living expenses, consider paying down any lingering debt. RMDs ...

If the thought of paying taxes on your RMDs is stressing you out, consider these two options to save on taxes and anxiety.

I have a 401(k) with $120,000 in it. I’m 74 and getting the required minimum distribution at the end of each year. Do I need ...

If you don't need your RMD cash right away, taking it early could let you move it into a CD and lock in today's high rates ...

Many, but not all, retirement accounts require you to start taking money out when you turn 73. A good brokerage will likely automate the process for you. With IRA RMDs, you can mix and match a little.

Learn about qualified distributions from retirement accounts, IRS rules, tax implications, and how to maximize your tax benefits while avoiding penalties.

The fact that many financial advisors say they do not provide tax planning belies how much value they may add through that ...

Today's top high-yield savings accounts offer up to 5.00% APY -- explore the best rates and choose the right place to grow ...