But beware: sometimes discreet fees can seriously hinder the growth of your savings. Here's why you need to understand them – ...

Although the money you save in a traditional individual retirement account (IRA) is often tax-deferred, the value of the IRA ...

Unlike a savings account, profits generated in a Roth IRA, whether interest, dividends or capital gains, are not taxed, ...

You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

Different beneficiaries have different rules. Spouse beneficiaries will ultimately have much more flexibility with how they ...

IRAs were subject to new rules from the SECURE Act and the IRS. What beneficiaries of inherited IRAs need to know.

If you're looking for a way to quickly improve your retirement readiness, you might decide to max out your 401 (k). The high ...

Financial Planners say while parents may think it sounds like it's a good jumpstart for college savings, it's better for your child's retirement.

Do you like paying more in taxes than you have to? Probably not. Overpaying on taxes is one of the most common and avoidable ...

Under Trump’s “big beautiful bill,” children born in 2025 through 2028 will receive a $1,000 deposit into a Trump account.

A required minimum distribution (RMD) is the minimum amount you must withdraw from your traditional IRA, SEP IRA, SIMPLE IRA, 401 (k), 403 (b), or 457 (b) accounts once a year. No matter when you ...

Liz Weston, Certified Financial Planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 ...