It's one thing to get a credit card when you have no credit history—but what if the history you do have is, well, not great? Sure, having a low credit score will make obtaining a traditional ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry.

“Negotiating credit card debt can help you escape a financial hole you’d otherwise be stuck in indefinitely. If your creditors are willing to work with you, you might be able to get your fees ...

It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay, In some cases, your score can influence whether you get an apartment or even a ...

As a frequent solo traveler who opened her first airline credit card more than a decade ago, she now has three dozen credit cards to her name and has... Harlan Vaughn was formerly a credit cards ...

A virtual credit card is a digital version of a credit card that uses a disposable number that's different from what's on the physical card. This feature adds an extra layer of protection in ...

Earning rewards based on your credit card spending can be thrilling ... Planning on buying a boat in retirement? Think of it as a hole in the water you dump money into, says one expert.

It can be challenging to get a loan with a 500 credit score, but some lenders cater to those with lower scores. You can improve your chances of loan approval by offering collateral, demonstrating ...

You have no credit score because you’ve never taken out a loan or opened a credit card. You have very little credit history, such as a single credit card with a low limit. You’ve had a few financial ...