You can take steps to improve your credit score. First, check your credit report for any mistakes. The next move is to make sure you make your monthly payments on time, every time. Your payment ...

One day, you might review your credit information or apply for new financing and discover a collection account on your credit report ... other issues that might make it difficult for you to ...

It's possible to regularly check on the state of your credit at no cost to you Ward Williams is a full-time Editor for Investopedia focused on student loans and other financial products and services.