When you are about to eat, try to make your surrounding environment as calming as possible. It’s a good idea to remove electronic devices from the table. You can even put your phone in another room.

An after-tax 401(k) contribution allows you to deposit more than the $23,000 pretax limit for 2024 ($30,500 for those age 50 or older). The total 401(k) contribution limit that includes employer ...