Home equity loans can be obtained from various lenders such as banks, credit unions, mortgage lenders, and online-only lenders. Most lenders will require a minimum amount of equity in the home, a good ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

A $90,000 home equity loan is cheaper now that the Fed cut interest rates. Here's what homeowners should know now.

Home equity loan rates and terms vary enough to make a difference of thousands of dollars over the life of your loan. Both your qualifications and the terms of the loan determine the interest rate and ...

HELOCs, or home equity lines of credit, give homeowners a way to leverage the growing value of their house for anything from renovations to college tuition — and enjoy 10 years of interest-only ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Borrowers will need to be strategic in their approach, and that begins ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Do you need a home appraisal to qualify for a HELOC or home equity loan? While you’ve been focused on everything else life throws at you, your property has been working behind the scenes. Most people ...

I’ve been hearing more and more about using home equity as an asset class for retirement planning. It now makes up more than ...

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.

If you need to borrow a large amount of money and don't want to deal with the headache of a product that has a variable interest rate, a home equity loan could make sense for you. And, now that the ...