If you have bad credit, personal finance contributor Christopher Liew shares some tips to help you fix past mistakes and get ...

Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ...

The equity in your home is a valuable asset. Like with any asset, you must use it wisely to get the most value out of it. This is important because a 1-percentage-point difference in the ...

Verify that you're dealing with legitimate debt collectors When you get a call from a debt collector out of the blue, you may not recognize the name. That's normal, and it doesn't mean it's a scam ...

How to deal with debt collectors When you owe money, it's not unusual for your debt to be assigned to a debt collector. Once that happens, debt collectors might start contacting you on a regular ...

Freedom Debt Relief offers tips on what to do if you’re tired of picking up the phone to find a debt collector on the other end of the line.

Freedom Debt Relief offers tips on what to do if you’re tired of picking up the phone to find a debt collector on the other end of the line.

It’s harder for a debt collector to overstep the boundaries if you know your rights as a consumer. For one thing, debt collectors aren’t allowed to call you before 8 a.m. or after 9 p.m.

Once that happens, debt collectors might start contacting you on a regular basis in an effort to get paid. But dealing with debt collectors can be very stressful.

Once that happens, debt collectors might start contacting you on a regular basis in an effort to get paid. But dealing with debt collectors can be very stressful.

Once that happens, debt collectors might start contacting you on a regular basis in an effort to get paid. But dealing with debt collectors can be very stressful.