Social Security is the strongest pillar of the U.S. retirement system. Nearly every American pays into the Social Security system, guaranteeing them a steady stream of benefits in retirement. As of ...

You don’t have to be a math whiz to figure out how much you'll earn with a CD. David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one ...

Fighting the climate crisis on an individual level can feel futile, but knowledge is power. Here's how to understand and calculate your own carbon footprint. Our team tests, rates, and reviews more ...

After years of paying into the Social Security system, many seniors are surprised to learn that the benefits they receive ...

Net worth is calculated by subtracting total liabilities from total assets. Your net worth can fluctuate over time. Having a negative net worth is not necessarily problematic. Income isn’t the only ...

To calculate your home's equity, subtract the balance on all debts secured by your home – including your primary mortgage and any secondary loans – from your property's current appraised value. The ...

To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...