Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it ...

Think of your credit score as your money report card. Banks and lenders look at it when you apply for a credit card, a car ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

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Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Just 33 percent of millennials own a credit card, according to a new survey by Bankrate. Many are happy to pay with cash or a ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

ChatGPT is being talked about constantly, but some people might still be wondering exactly how to use it. One thing ChatGPT does really well is simplify concepts. For example, we all vaguely know what ...

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It can be challenging to get a loan with a 500 credit score, but some lenders cater to those with lower scores. You can improve your chances of loan approval by offering collateral, demonstrating ...