SBI credit card holders can view and download their statements online through the official website or mobile application, access past bills, and opt for e-statements to simplify financial tracking.

3. Check if you’re pre-qualified Checking if you are pre-qualified for a credit card before you actually apply is an easy way to determine whether the odds are in your favor of being approved.

Select a card with a 0% introductory annual percentage rate and not an airline credit card, for example, when you need to pay down a large purchase or balance. Fees.

After all, the credit card company is extending you credit. It’s trusting you to pay for everything you charge to the card. In that way, it’s like applying for a loan.

7. Apply for your new credit card After you’ve selected your card, you can apply online, over the phone, in-branch, or by replying to a mailer.