Wednesday, pushing the average to a two-week high. Rates moved higher for almost every other loan type as well.

These are today's mortgage and refinance rates. Mortgage rates have held steady so far this month, and it's unclear if they'll drop much this year.

The rate on a 30-year fixed refinance climbed to 7.05% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 6.03%, and for 20-year mortgages, the average is 6.

After rising for two days, 30-year new purchase mortgage rates shaved off several points Thursday, moving the average back down to 6.87%. Rates declined for many other mortgage types as well. Since rates vary widely across lenders,