consider universal life insurance. It offers flexible coverage, flexible premiums, a flexible death benefit and the opportunity to accumulate and use cash value while you’re still living.

Dr. Helena Musau, a consultant clinical and radiation oncologist at Kenyatta University Teaching and Referral Hospital, explains that lung cancer is often ... the Social Health Insurance Fund ...

Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage ...

Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa cum ...

Emily Mae Czachor is a news editor at CBSNews.com. She typically covers breaking news, extreme weather and issues involving social and criminal justice. Emily Mae previously wrote for outlets like ...