Jennifer Pattison Tuohy is a smart home reporter who’s been testing connected gadgets since 2013. Previously a contributor to Wirecutter, Wired, Dwell, and US News. I’ve spent 10 years living ...

Westend61 / Getty Images Home equity loans and HELOCs use the equity you own, and these loans are secured against the value of your home. Lenders can offer competitive interest rates, usually ...