Replacement cost coverage generally costs more than actual cash value when you get home insurance quotes. You can buy additional personal property coverage if your policy’s limit isn’t enough.

Extended replacement cost: This increases your dwelling coverage up to a certain limit — typically 10% to 50% of your home's replacement cost.

The cost to replace a radiator in a typical home is $1,500, though prices can range anywhere from $500 to $3,500 depending on a multitude of factors like the type of radiator and area that it’s ...

Compare home insurance rates by dwelling coverage The rebuild value of your house will directly impact how much you pay for home insurance. Houses that are more expensive to rebuild require higher ...

While replacement costs have moderated slightly since 2022, Friedlander says the damage has already been done. “The replacement cost increase of 55% is nearly four times the consumer price index ...