Liberty Mutual's car insurance is more expensive than average, but it may be a good fit for drivers who can qualify for multiple discounts. Its home and renters insurance rates are very affordable.

Openly offers home insurance coverage for more valuable homes with a few specialized add-ons. Its policies are written by a partner company, and you will have to work with an agent to get a quote.

NerdWallet evaluated 20+ insurers to find the best pet insurance in Texas. See the best overall, the most affordable picks and more.