Learn about certificate of deposit (CD) types, how they work, and how they can fit into your savings goals. Browse Investopedia’s expert-written library for more.

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If you’re weighing the pros and cons of a certificate of deposit, you’re not alone. While CDs aren’t as common as savings ...

A certificate of deposit is a type of savings account that earns interest for a set time frame, known as a term. The term is the length of time you agree to leave your money deposited in the CD.

A certificate of deposit (CD) is a type of deposit account that offers a fixed interest rate. To earn that rate, you'll typically need to keep your funds in the account for a certain period of time.

How to open a certificate of deposit. Once you know what you’re looking for and where you want to open an account, it’s really just a matter of either visiting the bank or credit union in ...

A certificate of deposit, or CD, is a type of savings account with a fixed interest rate usually higher than a regular savings account's rate.

How much money you deposit when taking out a secured credit card is an important decision, with the amount of your deposit serving as your card’s credit limit. But how much money should you deposit?

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play. This particular ...

How do you open a certificate of deposit? To open a CD, you’ll need to share your personal information -- name, birthday, address and Social Security number ...

A certificate of deposit, or CD, is a savings option that pays a fixed interest rate, typically offered by a bank or credit union. You agree to deposit a lump sum of money, ...

Additionally, liquid CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. This level of security is reassuring for risk-averse investors. The most notable ...