The Petal 1 can offer a path to credit — and even rewards — for people with a less-than-ideal cash flow or credit history. The issuer can look beyond just credit scores to determine eligibility.

In mid-June 2023, some holders of the Petal® 2 Visa® Credit Card were notified by Petal that they were being switched to a different card — a version of the Petal 1 Rise that charges an $8 ...