A credit freeze involves putting a block on your credit reports, whereas a fraud alert is more like flagging your file. “A ...

The Fair Credit Billing Act states that you must report fraudulent charges within 60 days of receiving the billing statement containing the suspicious charge. In other words, if you receive your ...

Learn what could be negatively impacting your credit score, from a high utilization rate to late payments and more.

When you exceed your credit card limit, you face declined transactions, steep penalties, a drop in your credit score — and ...

Child identity theft is a growing problem, but proactive steps can significantly reduce the risk. Freezing your child’s ...

There's an indefinite hiring freeze in place at the IRS, but fears about it's impact on the 2025 tax season might be misplaced.

A credit-monitoring service keeps track of your accounts and notifies you of all new activity. Most of these services cost ...

For More Information. If individuals have questions or would like additional information, they may contact Hartline Barger at 855-374-6967.

Freezing your credit is a powerful tool in the fight against identity theft. While it might require a few extra steps when ...

Millions of Americans have had their information stolen in security breach and, if you're a victim, freezing your credit can help.