We picked our favorite free budget spreadsheets, including tools from Microsoft and our own 50/30/20 worksheet. Find the best fit for your needs.

Simple bank reconciliation example Our first bank reconciliation comes courtesy of NetSuite, an enterprise accounting software , and features a mock company called By the Bay Contracting.

Simple Start: $35 per month – Basic accounting and bank reconciliation; Essentials: $65 per month ... Best free bank reconciliation software: NCH Software wins. Image: NCH Software.

Use NerdWallet's free template to make a budget that aligns with the 50/30/20 spending rule. A budget can show you where your money is going so you can make changes if needed.

Not to worry though, here are nine simple and free budgeting tools to keep your spending on track – from old-school methods to the latest Mint alternatives. 1. Pen and Paper ...