Enjoy an Anniversary Free Night at IHG Hotels & Resorts ... Tips for Using the IHG One Rewards Premier Credit Card It's quite easy to outearn the $99 annual fee on this card if you're a frequent ...

The points on this card aren't worth as much as the points in some other hotel programs — but you can earn a lot of points per dollar. IHG is relatively generous with free nights, too.

For Target devotees, this card hits the bull's-eye. You won't earn traditional rewards, but you'll get upfront savings. Just make sure you pay in full each month. The card's generous discounts ...