As hurricanes ravaged Florida in 2024, home insurance costs have surged, putting a strain on the state’s residents.

Florida is one of the most expensive states for homeowners insurance, largely due to the heightened risk of hurricanes, floods and other severe weather. Annual premiums averaged $5,376 in January ...

Some companies offer extra coverage for a fee, like flood insurance, water backup coverage or identity theft coverage. To compare renters insurance rates in Florida, ValuePenguin collected quotes from ...

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While we were merrily distracted, tens of thousands of Florida ... new flood risk maps on Dec. 20, and unsuspecting residents learned that they may now be required to buy flood insurance.

As home insurance gets more costly and availability drops in California and Florida, experts debate whether a national system could solve the crisis.

The assembly had previously postponed the legislation amid outcry from the Kenai River Keys Property Owners Association.

Citing perilous risks in residential areas primed to burn, insurance ... flood coverage, we need an NFIP. The NFIP is beginning to raise rates to charge based on risk, which is one of several reforms ...

For example, you can buy up to $1 million in contents coverage from Florida Peninsula Insurance ... which is FEMA’s methodology for calculating flood insurance rates. The insurance deductible ...

California and Florida provide an illustrative contrast. Democratic insurance commissioners in the Golden State have for years suppressed rates. Until recently, California was the only state that ...

Buyers are backing away from increasingly uninsurable homes, and homeowners are struggling to keep up with rising monthly ...