If you’re under contract or nearing purchase, locking in today’s rate could hedge against near-term market volatility.

Multiple important refinance rates climbed this week, but refinancing could be still make sense for other reasons.

A fixed-rate mortgage is more predictable than an adjustable-rate mortgage, which might be optimal if you plan on staying in your home for a long period of time. BLUEPRINT Insurance.

A fixed-rate mortgage helps you know predictably what you’ll owe each month for the duration of the loan. Here are its pros and cons.

The average rate for a 15-year fixed mortgage is 5.97%, which is an increase of 0.12% from the same time last week. You could get a lower mortgage interest rate by making a higher down payment, ...

Fixed-Rate Mortgage Terms Fixed-rate mortgages usually last between 10 and 30 years (the most common terms are 10, 15 and 30 years). There are some loans with shorter or longer terms, though ...

Typically, fixed-rate mortgage loans have terms of 15 or 30 years but can vary depending on the terms agreed upon by the mortgage lender and borrower. Key Takeaways ...

With a fixed-rate mortgage, your interest rate remains the same for the entire life of the loan. If you have a 30-year fixed-rate mortgage, you'll pay the same rate today as you will 30 years ...