Car insurance rates recently began to dip across the country, but experts say they will go up again by the end of the year.

The first car insurance policy in the U.S. was issued by Travelers Insurance in 1897 to Truman Martin, a doctor from Buffalo, New York. The policy carried $5,000 in liability coverage, equivalent ...

Key points: Several factors will affect your car insurance rate, including your driving record, the vehicle you drive and your age. First-time drivers typically pay higher rates for car insurance ...

Spanish insurer Mapfre said on Thursday its net income rose 24% in the first half as its car insurance business soared after dragging the company down in the previous years.

Your car insurance declaration page includes these details and lets you access them in an instant. Typically, the declaration page is the first thing you see in your auto policy.

If your vehicle is deemed “totaled,” your insurance company will look at your car’s actual cash value (ACV). This is the amount the vehicle was worth prior to the loss.

At first, the company seemed responsive, says Crosby, 56, a home health care aide who lives in Austin. “Then, all of a sudden, they didn’t want to help me,” she says.