Key points: Several factors will affect your car insurance rate, including your driving record, the vehicle you drive and your age. First-time drivers typically pay higher rates for car insurance ...

Car insurance rates recently began to dip across the country, but experts say they will go up again by the end of the year.

The first car insurance policy in the U.S. was issued by Travelers Insurance in 1897 to Truman Martin, a doctor from Buffalo, New York. The policy carried $5,000 in liability coverage, equivalent ...

Your first car insurance payment can be as low as , according to NerdWallet’s analysis of minimum coverage rates from the country’s largest insurers.

If your vehicle is deemed “totaled,” your insurance company will look at your car’s actual cash value (ACV). This is the amount the vehicle was worth prior to the loss.