Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

A short-term certificate of deposit (CD) account comes with an interest rate higher than most traditional savings accounts, high-yield savings versions, and even many long-term CD options.

When it comes to certificates of deposit (CD) accounts, the interest rate is key. A low CD interest rate, as many savers saw in 2020 and 2021, is generally not worth it, considering that you'll ...

A certificate of deposit, or CD, lets you lock in an interest rate for a fixed amount of time. This guaranteed rate can provide you with a sense of security, but the flip side of that coin is that ...

BMO offers CD terms ranging from three months to five years, giving customers flexibility. With ten different standard CD term options and five CD specials, BMO CDs could be a great tool for ...

Our Guide to the Best-Paying Bank CDs Available to Anyone in the U.S. The best CD rate across all terms from a bank is 4.65% APY, offered by DR Bank on a 6-month term and OMB on a 7-month term.

If you click on links we provide, we may receive compensation. Our Guide to the Highest 5-Year CD Rates Available to Anyone in the U.S. Ebony Howard is a certified public accountant and a ...

If you’re interested in an Edward Jones certificate of deposit (CD), rates are higher than the national average, ranging between 4.00% and 4.50% annual percentage yield (APY). These rates are on ...