Since the collapses of Silicon Valley Bank and Signature Bank, coverage from the Federal Deposit Insurance Corporation (FDIC) has been in the spotlight. The FDIC protects up to $250,000 per ...

These accounts all offer annual percentage yields (APYs) over 5%, which is over ten times the national average interest rate of 0.45%, according to the Federal Deposit Insurance Corporation (FDIC).

A Capital One 360 CD is a safe way to grow your savings. Choose from nine different terms with interest rates ranging from 4.00% to 5.00% APY, with no fees or minimum balance requirements.

Pros. Ideal for all young ages (ages 8+ eligible) Parent or guardian on teen checking account doesn't need a Capital One account; can link external bank accounts outside of Capital One ...

National Rates and Rate Caps, Federal Deposit Insurance Corporation (FDIC). Accessed June 20, 2025. About the writer. Kelly Suzan Waggoner is personal finance editor at AOL.