With the average savings account paying 0.38%, according to the Federal Deposit Insurance Corporation (FDIC), it might feel a little bleak for savers. However, high-yield savings accounts still ...

Survivorship life insurance is a unique type of life insurance that insures two people under one policy, and provides a payout to their beneficiaries when both have passed away.

Getting the best rate as a saver has been a little more difficult since the Federal Reserve started cutting its benchmark rate toward the end of 2024. Since the beginning of 2025, Fed officials ...

The number of commercial bank branches regulated by the Federal Deposit Insurance Corporation has declined from a peak of near 83,000 in 2012 to less than 70,000 today, according to the FDIC. E-pay.

How does the Federal Reserve affect what you earn on your savings? The Federal Reserve doesn't directly set what banks pay on savings accounts, certificates of deposit or money market accounts.

While most financial institutions continue to offer yields closer to the broader industry average of 0.38%, as reported by the Federal Deposit Insurance Corp., consumers would be doing themselves ...