A particular tune from the official Superman soundtrack has left some fans convinced that Robert Pattinson's Batman will put ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check reports regularly for accuracy.

General rule of thumb says to keep your utilization under 30% (and even lower if you can). You can reduce your utilization by paying down your balances or increasing your credit limits.

High credit utilization means you're using many of your available credit lines. General rule of thumb says to keep your utilization under 30% (and even lower if you can).