When you open a deposit account, such as a savings or checking account, you may see a notice stating the account is FDIC-insured. The Federal Deposit Insurance Corporation (FDIC) is an ...

While the FDIC operates independently, when you deposit money in an FDIC-insured account, it's the U.S. government that guarantees your money will always be accessible. Congress established the ...

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The interest-earning potential for both is comparable, but there are some caveats savers should know before starting.

That’s why it’s safest to deposit your funds directly into an FDIC-insured account, rather than rely on middleman companies. If you do use one of these companies, take steps to ensure that the ...

But is a money market account insured? The short answer is yes, money market accounts are insured by the FDIC like other deposit accounts. If you’re considering opening a money market account ...

To get FDIC insurance coverage for your funds, all you need to do is open a deposit account with an FDIC-insured bank. You can use the FDIC's BankFind tool to determine if your bank offers FDIC ...

at one FDIC-insured bank: $5,000 in a money market account $20,000 in a savings account $25,000 in a checking account $200,000 in a certificate of deposit The total amount comes to $250,000 ...