When Catherine Bell put her money into Yotta, a fintech that promised savers a chance to win money just by saving more in its FDIC-insured accounts ... deposits in banks and savings institutions ...

For money you’re setting aside for emergencies or for near ... FDIC-insured online high-yield savings accounts: Having a checking and savings account at one of the big brick-and-mortar banks ...

And don't worry -- your money is still safe. Most HYSAs (including all the accounts we recommend) are offered by FDIC-insured banks, meaning your deposits are protected up to $250,000. You can ...

This way, all of your money is fully insured. 💡Expert tip: When shopping for a new bank, verify which FDIC member bank insures the deposits. You can find this in the small print near the bottom ...

Check out our in-depth Capital One 360 review covering services, fees, and customer experiences. Discover if Capital One 360 is right for you.

Downsizing the FDIC just doesn’t make sense. One concerned reader emailed me asking about how I “would advise about protecting assets in banks ... few feet of water near the water ...