About 75% of the nation’s flood insurance maps are outdated, leaving the door open for property owners to seek their own ...

While FEMA has improved the accuracy and accessibility of the maps over time with better data, digital tools and community input, the maps still don't capture everything.

Karen Collins, vice president of property and environmental at the American Property Casualty Insurance Association, said insurers typically don’t rely on this type of risk map because they aren ...

Some have said that their insurance rates have increased due to the map's risk assessment of their properties. However, insurance companies are prohibited by law from using the map to set rates ...

The insurance company will not be renewing policies for people living in a “wildfire exposure” area.

The choice: Is the risk yours or an insurance company’s? What this all distills down to is you making an informed and educated decision about how much you are willing to self-insure.